NPR News: Welcome to America! Now learn to be in debt

Welcome to America! Now learn to be in debt
The U.S. economy counts on you to borrow money and stay in debt. But what if you were taught to never owe anybody anything?

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NPR News: IRS chief says agency is 'deeply concerned' by higher audit rates for Black taxpayers

IRS chief says agency is 'deeply concerned' by higher audit rates for Black taxpayers
Findings from an internal investigation come after researchers said the IRS was at least three times more likely to audit Black taxpayers than other racial groups.

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NPR News: The case for financial literacy education

The case for financial literacy education
Financial literacy programs have been called useless in the past. But a new study suggests that's due to the way the subject is taught, rather than the subject itself.

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NPR News: What the debt ceiling standoff could mean for your retirement plans

What the debt ceiling standoff could mean for your retirement plans
Biden has warned that defaulting on the national debt "would devastate retirement accounts," among other things. The head of advice methodology at Vanguard wants people to remember the bigger picture.

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NPR News: How a default on the debt ceiling would affect the average American

How a default on the debt ceiling would affect the average American
NPR's Ayesha Rascoe asks Samantha Sanders of the Economic Policy Institute how not raising the debt ceiling would affect the average American.

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NPR News: As some families learn the hard way, dementia can take a toll on financial health

As some families learn the hard way, dementia can take a toll on financial health
Reckless behavior with money can be a warning sign of cognitive decline — and the condition can put people at risk of financial ruin. There are few institutional safeguards in place.

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NPR News: Biden administration warns consumers to avoid medical credit cards

Biden administration warns consumers to avoid medical credit cards
Americans paid an estimated $1 billion in interest on medical debt in just three years, a federal agency finds. This includes use of credit cards often pitched in doctors' and dentists' offices.

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NPR News: Would you live next to co-workers for the right price? This company is betting yes

Would you live next to co-workers for the right price? This company is betting yes
Businesses like Cook Medical in Indiana say the housing shortage makes it harder to recruit and keep middle-income workers. Now, more companies are building places for employees to rent or even buy.

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NPR News: The weight bias against women in the workforce is real – and it's only getting worse

The weight bias against women in the workforce is real – and it's only getting worse
Study after study shows women seen as overweight or obese often earn less at the workplace, an unfair bias that's been hard to reverse. However, men don't seem to face that penalty.

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NPR News: Grandma didn't pay taxes. Now her house is focus of property rights test case

Grandma didn't pay taxes. Now her house is focus of property rights test case
At issue in the case before the Supreme Court is the way at least a dozen states handle the sale of homes to pay off overdue taxes.

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NPR News: Meet the 'financial hype woman' who wants you to talk about money

Meet the 'financial hype woman' who wants you to talk about money
Her description of the world of money is "hella male, hella pale and hella stale."

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NPR News: Behold the tax free bagel: In honor tax day, a NY classic got a tax loophole makeover

Behold the tax free bagel: In honor tax day, a NY classic got a tax loophole makeover
The so-called Sandwich tax is a charge on prepared foods in some states, like California, New York, and Massachusetts. But there are workarounds...

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NPR News: A $7,500 tax credit for electric cars changed, again. These are the models impacted

A $7,500 tax credit for electric cars changed, again. These are the models impacted
Starting on Tuesday, fewer vehicles will qualify for a full $7,500 tax credit, but many popular vehicles will still get a substantial discount. Here's what automakers have confirmed so far.

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NPR News: The EPA says Americans could save $1 trillion on gas under its auto emissions plan

The EPA says Americans could save $1 trillion on gas under its auto emissions plan
The EPA says Americans could save up to $1.1 trillion in gas if the country adopts its proposal to impose the most stringent auto emission regulations ever.

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NPR News: No, the IRS isn't calling you. It isn't texting or emailing you, either

No, the IRS isn't calling you. It isn't texting or emailing you, either
Since 2018, over 75,000 victims have lost $28 million to IRS imposters over the phone, email, texts and more. Here's how the IRS actually contacts taxpayers and how you can spot imposters.

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NPR News: 5 things to know about Saudi Arabia's stunning decision to cut oil production

5 things to know about Saudi Arabia's stunning decision to cut oil production
Oil prices surged after Saudi Arabia and some other oil producers announced they're reducing their oil output. That will send gas prices higher – and benefit energy companies in America.

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NPR News: 6 things to know about heat pumps, a climate solution in a box

6 things to know about heat pumps, a climate solution in a box
Sales of super-efficient electric heat pumps are rising in the US. But what are heat pumps? And why do some call them a key climate solution?

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NPR News: These are the states with the highest and lowest tax burdens, a report says

These are the states with the highest and lowest tax burdens, a report says
A new report by WalletHub measured how much people pay in property, income and sales tax in proportion to the amount of money they make.

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NPR News: Cities may be debating reparations, but here's why most Americans oppose the idea

Cities may be debating reparations, but here's why most Americans oppose the idea
Compensation for descendants of enslaved people is broadly controversial, and especially so among whites and Republicans. Researchers say one reason may be misperceptions about the racial wealth gap.

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NPR News: Life Kit: Taking a financial leap

Life Kit: Taking a financial leap
Thinking about quitting your job or maybe starting a business? NPR's Life Kit has tips on getting your finances in order before making a big leap.

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NPR News: 5 ways the banking turmoil could affect you

5 ways the banking turmoil could affect you
These are top questions about the impact of recent banking turmoil on regular people, small businesses and the economy.

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NPR News: Are you trying to buy a home? Tell us how you're dealing with variable mortgage rates

Are you trying to buy a home? Tell us how you're dealing with variable mortgage rates
Recent high and fluctuating mortgage rates, compounded by bank closures, have created a challenging time in the housing market. NPR wants to know how you are navigating buying or selling a home.

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NPR News: UBS to buy troubled Credit Suisse in deal brokered by Swiss government

UBS to buy troubled Credit Suisse in deal brokered by Swiss government
UBS will buy rival Credit Suisse for more than $2 billion in a deal brokered by Swiss officials to try and prevent a banking crisis.

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NPR News: 'Poverty, By America' shows how the rest of us benefit by keeping others poor

'Poverty, By America' shows how the rest of us benefit by keeping others poor
Pulitzer winner for Evicted Matthew Desmond examines why the U.S. has more poverty than other rich nations. He finds it spends big on social programs, but gives the most to those who need it least.

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NPR News: Yellen tries to reassure Americans that bank collapse fallout will be contained

Yellen tries to reassure Americans that bank collapse fallout will be contained
Treasury Secretary Janet Yellen says bank depositors can feel confident their money is safe. Yellen promised a thorough review of what went wrong at two regional banks that failed in the past week.

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NPR News: It's Equal Pay Day. The gender pay gap has hardly budged in 20 years. What gives?

It's Equal Pay Day. The gender pay gap has hardly budged in 20 years. What gives?
Women have to work nearly 15 months to earn what a man earns in 12. And that's been true for decades.

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NPR News: The FDIC insurance limit was last raised in 2008. Here's how it works

The FDIC insurance limit was last raised in 2008. Here's how it works
The FDIC exists to help the banking system cope with exactly the type of crisis we're now seeing: When it was created in 1933, some 4,000 banks had closed in the first few months alone.

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NPR News: Racial bias often creeps into home appraisals. Here's what's happening to change that

Racial bias often creeps into home appraisals. Here's what's happening to change that
Black and Latinx homes are more likely to be undervalued by real estate appraisers, who are mostly older white men. New recruiting and technology aims to change how appraisals are done and by whom.

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NPR News: A cat lover tried to leave a fortune to her town's strays. It almost didn't work out

A cat lover tried to leave a fortune to her town's strays. It almost didn't work out
When Barbara Thorpe died in 2002, she left almost all of her money — $200,000 — to benefit the cats of her hometown, Dixfield, Maine. But that decision turned into a huge legal battle.

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NPR News: The dirty secret to credit card rewards

The dirty secret to credit card rewards
Credit card perks are being subsidized by people who have less, argues Chenzi Xu, a finance professor at the Stanford Graduate School of Business.

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NPR News: Credit Card Nation: How we went from record savings to record debt in just two years

Credit Card Nation: How we went from record savings to record debt in just two years
U.S. consumers had the highest savings rate on record in 2020 and credit card debt was plummeting. Now our savings is gone and debt is surging. What happened?

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NPR News: Moderna's COVID vaccine gambit: Hike the price, offer free doses for uninsured

Moderna's COVID vaccine gambit: Hike the price, offer free doses for uninsured
Once U.S. stockpiles of COVID-19 vaccine run out, Moderna says it might charge as much as $130 per dose, but give people who lack health insurance a break. Critics say that's not enough help.

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NPR News: Why we usually can't tell when a review is fake

Why we usually can't tell when a review is fake
Is that review real or fake? Most of us can't tell

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NPR News: Medical debt affects millions, and advocates push IRS, consumer agency for relief

Medical debt affects millions, and advocates push IRS, consumer agency for relief
More than 50 consumer and patient groups want the Biden Administration to aggressively protect Americans from medical bills and debt collectors. The effort follows a KHN/NPR investigation.

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NPR News: A new movement is creating ways for low-income people to invest in real estate

A new movement is creating ways for low-income people to invest in real estate
Low income people are often shut out the main way wealth is built in the U.S.: Real estate. But a new movement is creating ways for poorer people to invest in their own communities.

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NPR News: Getting a measly interest rate on your savings? Here's how to score a better deal

Getting a measly interest rate on your savings? Here's how to score a better deal
Many big banks offer shockingly low interest rates on savings accounts. Moving your money to a smaller institution could bring better returns.

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NPR News: A surprise-billing law loophole? Her pregnancy led to a six-figure hospital bill

A surprise-billing law loophole? Her pregnancy led to a six-figure hospital bill
Billing experts and lawmakers are playing catch-up as providers get around new consumer protections, leaving patients like Danielle Laskey of Washington state with big bills for emergency care.

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NPR News: How to score better savings account interest rates

How to score better savings account interest rates
Many big banks are offering shockingly low interest rates on basic savings accounts. Experts say moving your money to a credit union or smaller institution could be a much better deal.

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NPR News: Financial coaching offered through pediatricians offices could improve infant health

Financial coaching offered through pediatricians offices could improve infant health
New parents who get help from a trained financial coach in a pediatric clinic are less likely to miss well-child visits, which are recommended by the six-month mark.

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NPR News: Is the economy headed for recession or a soft landing?

Is the economy headed for recession or a soft landing?
Are we in a recession? It seems like a straightforward question, but the data tells conflicting stories.

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NPR News: Are your savings account interest rates terribly low? We want to hear from you

Are your savings account interest rates terribly low? We want to hear from you
A lot of big banks are paying measly rates for money that's stashed away in a basic savings account. NPR is looking to talk to people who are considering moving their money for better rates.

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NPR News: 20,000 roses, inflation and night terrors: the life of a florist on Valentine's Day

20,000 roses, inflation and night terrors: the life of a florist on Valentine's Day
It's the biggest day of the year for the $8 billion global flower industry, but it's not all that profitable. Why? Blame the roses.

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NPR News: Nearly $50,000 a week for a cancer drug? A man worries about bankrupting his family

Nearly $50,000 a week for a cancer drug? A man worries about bankrupting his family
Medicare suddenly stopped paying for the pricey drug that prolongs his life. As he waits for an appeal, this retired physician wonders if he should give up treatment to spare his family the cost.

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NPR News: The U.S. needs more affordable housing – where to put it is a bigger battle

The U.S. needs more affordable housing – where to put it is a bigger battle
American suburbs mandated single-family homes generations ago, often to segregate areas by race and class. New laws allow more-affordable options like townhomes but construction so far has been slow.

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NPR News: The IRS now says most state relief checks last year are not subject to federal taxes

The IRS now says most state relief checks last year are not subject to federal taxes
A week after telling payment recipients to delay filing returns, the agency won't challenge the taxability of payments related to general welfare and disaster.

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NPR News: Financial coaching offered through pediatricians offices could improve infant health

Financial coaching offered through pediatricians offices could improve infant health
A paper says new parents who get help from a trained financial coach in a pediatric clinic came to more of their babies' preventive care visits and missed fewer vaccinations in the first six months.

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NPR News: COVID test kits, treatments and vaccines won't be free to many consumers much longer

COVID test kits, treatments and vaccines won't be free to many consumers much longer
Insurers, employers, taxpayers and other consumers will all be affected as drugmakers move these products to the commercial market in May. How much you'll pay depends on your health insurance.

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NPR News: Need a new credit card? It can take almost two months to get a replacement

Need a new credit card? It can take almost two months to get a replacement
The ongoing chip shortage is causing card manufacturing delays that could last through the end of the year.

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NPR News: Even after you think you bought a car, dealerships can 'yo-yo' you and take it back

Even after you think you bought a car, dealerships can 'yo-yo' you and take it back
NPR investigated a practice called a yo-yo sale and found it's hurting car buyers nationwide, tougher rules can make a difference, and the Federal Trade Commission has a chance to crack down.

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NPR News: The new global gold rush

The new global gold rush
After decades of being seen as a go-nowhere investment, investors are taking a shine to gold again.

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NPR News: Miss a credit card payment? Federal regulators want to put new limits on late fees

Miss a credit card payment? Federal regulators want to put new limits on late fees
The Consumer Financial Protection Bureau wants to cap late fees at $8. Banking groups say the proposal would result in higher costs for consumers.

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NPR News: How the pandemic changed the rules of personal finance

How the pandemic changed the rules of personal finance
A new book says the Great Resignation was really the Great Reshuffle.

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NPR News: What tracking one Walmart store's prices for years taught us about the economy

What tracking one Walmart store's prices for years taught us about the economy
Inside our shopping cart is a story of global trade, extreme weather, shrinking packages and rising prices.

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NPR News: How to stay safe while using digital payment services like Zelle and Venmo

How to stay safe while using digital payment services like Zelle and Venmo
NPR's Ayesha Rascoe talks to Kate Fitzgerald, a senior editor at American Banker, about what consumers should know about digital payment services like Zelle and Venmo.

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NPR News: Your tax refund will likely be smaller this year. Here are more things to know

Your tax refund will likely be smaller this year. Here are more things to know
The IRS starts accepting tax returns for 2022 on Jan. 23. A financial expert breaks down the changes from last year, and shares her tips for coping with tax season.

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NPR News: Are you struggling to pay off credit card debt? Tell us what hurdles you are facing

Are you struggling to pay off credit card debt? Tell us what hurdles you are facing
NPR wants to know if it's becoming harder to pay off outstanding credit card balances these days.

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NPR News: Tesla slashes prices across all its models in a bid to boost sales

Tesla slashes prices across all its models in a bid to boost sales
The price cuts will make Tesla more competitive and will also mean the base model of the Model Y, the best-selling electric vehicle in America, could qualify for a revamped federal tax credit.

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NPR News: You're not wrong: Huge lottery jackpots are more common now

You're not wrong: Huge lottery jackpots are more common now
What would you do with a $1 billion payday? If you're hearing that question more these days, it's because huge jackpots like the Mega Millions aren't as rare as they once were.

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NPR News: Rental application fees add up fast in a tight market. But limiting them is tough

Rental application fees add up fast in a tight market. But limiting them is tough
California is the latest in a string of states and cities to try and save renters money on repeated application fees. But legal aid attorneys say the laws are proving difficult to enforce.

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NPR News: Here's where your money goes when you buy a ticket from a state-run lottery

Here's where your money goes when you buy a ticket from a state-run lottery
The Mega Millions' estimated jackpot has increased to a total of $1.35 billion — the second-largest jackpot in the game's history, officials say.

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NPR News: Americans are piling up credit card debt — and it could prove very costly

Americans are piling up credit card debt — and it could prove very costly
More Americans are leaning on their credit cards to cope with rising prices. And as interest rates continue to climb, that debt is getting more and more expensive.

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NPR News: How the Paycheck Protection Program went from good intentions to a huge free-for-all

How the Paycheck Protection Program went from good intentions to a huge free-for-all
An NPR analysis of data released by the Small Business Administration shows the vast majority of Paycheck Protection Program loans have been forgiven, even though the program was rampant with fraud.

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NPR News: A 'medical cost-sharing' plan left this minister to pay most of his $160,000 bill

A 'medical cost-sharing' plan left this minister to pay most of his $160,000 bill
Instead of health insurance, the Rev. Jeff King had signed up for an alternative that left members of the plan to share the costs of health care. That meant lower premiums, but a huge hospital bill.

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NPR News: You need to spend all the money in your Flexible Spending Accounts. Here's why

You need to spend all the money in your Flexible Spending Accounts. Here's why
NPR's Ayesha Rascoe talks with UCLA Professor Steve Bank about why employees must spend all the money in their Flexible Spending Accounts by a certain date or forfeit the balance to their employers.

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NPR News: Buying an electric car? You can get a $7,500 tax credit, but it won't be easy

Buying an electric car? You can get a $7,500 tax credit, but it won't be easy
The government is offering a hefty tax credit to buyers of electric vehicles, but taking advantage of it is not straightforward. Here's what you need to know.

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NPR News: Millions of workers are subject to noncompete agreements. They could soon be banned

Millions of workers are subject to noncompete agreements. They could soon be banned
The Federal Trade Commission has proposed a new rule that bans the use of noncompete agreements, calling them an exploitative practice that suppresses wages and hampers innovation.

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NPR News: America needs carpenters and plumbers. Try telling that to Gen Z

America needs carpenters and plumbers. Try telling that to Gen Z
Baby boomers are aging out of jobs they long dominated like builders, farmers, mechanics Young workers aren't clamoring to take their place.

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NPR News: Minimum wage just increased in 23 states and D.C. Here's how much

Minimum wage just increased in 23 states and D.C. Here's how much
Workers earning minimum wage in 23 states and the District of Columbia got a raise over the New Year's holiday, according to the Economic Policy Institute.

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NPR News: January is often a big month for layoffs. Here's what to do in a worst case scenario

January is often a big month for layoffs. Here's what to do in a worst case scenario
From calling creditors to announcing your job loss on social media, a solid game plan can make a layoff sting a lot less.

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