NPR News: The federal spending bill will make it easier to save for retirement. Here's how

The federal spending bill will make it easier to save for retirement. Here's how
From emergency savings accounts to assistance for student loan borrowers, the new federal spending bill aims to make it easier to save for retirement.

Read more on NPR #njsmallbusinessdepot #entrepreneur #smallbusiness

NPR News: A day-in-the-life challenge with inflation

A day-in-the-life challenge with inflation
Inflation invaded every waking moment of 2022. But just how bad was it? Cue: Day-in-the-life challenge.

Read more on NPR #njsmallbusinessdepot #entrepreneur #smallbusiness

NPR News: Republicans plan more attacks on ESG. Investors still plan to focus on climate risk

Republicans plan more attacks on ESG. Investors still plan to focus on climate risk
Investors still view climate change as a serious financial risk. But Republican attacks could have a chilling effect on the kinds of actions they're willing to take to deal with the problem.

Read more on NPR #njsmallbusinessdepot #entrepreneur #smallbusiness

NPR News: Big changes to retirement savings in new federal spending bill

Big changes to retirement savings in new federal spending bill
From emergency savings accounts to assistance for student loan borrowers, the new federal spending bill aims to make it easier to save for retirement.

Read more on NPR #njsmallbusinessdepot #entrepreneur #smallbusiness

NPR News: 2022 marked the end of cheap mortgages and now the housing market has turned icy cold

2022 marked the end of cheap mortgages and now the housing market has turned icy cold
The buying frenzy of a year ago is long gone. Home buyers have pulled away, sellers are holding back, and the whole housing market is locked in a deep freeze.

Read more on NPR #njsmallbusinessdepot #entrepreneur #smallbusiness

NPR News: Mass layoffs are being announced by companies. If these continue, will you be ready?

Mass layoffs are being announced by companies. If these continue, will you be ready?
Dozens of companies have announced mass layoffs this year and there might be more still to come in 2023. Are you in a job or industry that's at risk of being cut? NPR wants to hear from you.

Read more on NPR #njsmallbusinessdepot #entrepreneur #smallbusiness

NPR News: How life got pricier (and, yes, cheaper!) this year — in 7 charts

How life got pricier (and, yes, cheaper!) this year — in 7 charts
Boy, have we talked a lot about inflation. It affected every part of our lives (and the economy) in 2022. Here are some of its highest highs and lowest lows. (It wasn't all bad news!)

Read more on NPR #njsmallbusinessdepot #entrepreneur #smallbusiness

NPR News: Investors prefer bonds: how sleepy government bonds became the hot investment of 2022

Investors prefer bonds: how sleepy government bonds became the hot investment of 2022
Treasury bonds paid out much more than usual this year. That's great for investors, but could spell trouble for the government.

Read more on NPR #njsmallbusinessdepot #entrepreneur #smallbusiness

NPR News: The case of the two Grace Elliotts: a medical bill mystery

The case of the two Grace Elliotts: a medical bill mystery
A health system charged a woman for a shoulder replacement she didn't need and hadn't received. She didn't receive the care, but she did receive the bill — and some medical records of a stranger.

Read more on NPR #njsmallbusinessdepot #entrepreneur #smallbusiness

NPR News: Wells Fargo to pay $3.7 billion settling charges it wrongfully seized homes and cars

Wells Fargo to pay $3.7 billion settling charges it wrongfully seized homes and cars
The case marks the largest penalty ever imposed by the federal watchdog agency the Consumer Financial Protection Bureau. Customers who were harmed will receive $2 billion in restitution.

Read more on NPR #njsmallbusinessdepot #entrepreneur #smallbusiness

NPR News: Short on cash? No problem. 'Buy now, pay later' is the hottest holiday trend

Short on cash? No problem. 'Buy now, pay later' is the hottest holiday trend
People are paying for blenders, shirts and even groceries in installments. New research suggests this encourages people to overspend.

Read more on NPR #njsmallbusinessdepot #entrepreneur #smallbusiness

NPR News: Is it safe to buy now, pay later?

Is it safe to buy now, pay later?
Buy something now, pay for it later: This idea is changing how we shop. These short-term, interest-free loans could be the biggest trend of this holiday shopping season. But are they safe?

Read more on NPR #njsmallbusinessdepot #entrepreneur #smallbusiness

NPR News: How Medicare Advantage plans dodged auditors and overcharged taxpayers by millions

How Medicare Advantage plans dodged auditors and overcharged taxpayers by millions
A KHN investigation found when some Medicare Advantage plans got a rare federal audit, they couldn't produce billing records for care they said they'd provided. Some blamed fire, flood — or doctors.

Read more on NPR #njsmallbusinessdepot #entrepreneur #smallbusiness

NPR News: The cutting edge solution to rising debt? Paying in cash

The cutting edge solution to rising debt? Paying in cash
2022 has been a rough year for America's personal finances. That's sparked a throwback movement among some young debtors: all cash, all the time.

Read more on NPR #njsmallbusinessdepot #entrepreneur #smallbusiness

NPR News: A congressional report says financial technology companies fueled rampant PPP fraud

A congressional report says financial technology companies fueled rampant PPP fraud
Fraud in the Paycheck Protection Program, which gave potentially forgivable loans to small businesses during the pandemic, was largely due to financial technology companies, according to a new report.

Read more on NPR #njsmallbusinessdepot #entrepreneur #smallbusiness

NPR News: TikTokers are paying with cash to deal with debt

TikTokers are paying with cash to deal with debt
With credit card balances rising across the country, an age-old approach is gaining traction on TikTok: tackling debt by paying with cash.

Read more on NPR #njsmallbusinessdepot #entrepreneur #smallbusiness

NPR News: Legal losses keep coming for Biden's student loan relief plan

Legal losses keep coming for Biden's student loan relief plan
The 5th Circuit Court rejected a Education Department appeal on Wednesday, the latest setback in several parallel lawsuits. The administration is expected to ask the Supreme Court to weigh in.

Read more on NPR #njsmallbusinessdepot #entrepreneur #smallbusiness

NPR News: Medical bills remain inaccessible for many visually impaired Americans

Medical bills remain inaccessible for many visually impaired Americans
When health bills aren't legible — via large-print, Braille or other adaptive technology — blind patients can't know what they owe, and are too often sent to debt collections, an investigation finds.

Read more on NPR #njsmallbusinessdepot #entrepreneur #smallbusiness

NPR News: The mystery of rising prices. Are greedy corporations to blame for inflation?

The mystery of rising prices. Are greedy corporations to blame for inflation?
Inflation has been pushing prices up all year, but economists and politicians don't agree on where it's coming from.

Read more on NPR #njsmallbusinessdepot #entrepreneur #smallbusiness

NPR News: Rent control expands as tenants struggle with the record-high cost of housing

Rent control expands as tenants struggle with the record-high cost of housing
Voters in several cities approved ballot measures to cap rents, part of a larger resurgence of rent control. Economists warn that such caps can actually reduce affordable housing overall.

Read more on NPR #njsmallbusinessdepot #entrepreneur #smallbusiness

NPR News: Make the most of your budget this holiday shopping season

Make the most of your budget this holiday shopping season
Financial advisor Kristin O'Keefe Merrick shares tips on how to maximize your savings during the holiday shopping season.

Read more on NPR #njsmallbusinessdepot #entrepreneur #smallbusiness

NPR News: With inflation looming, Americans are shopping smart this holiday season

With inflation looming, Americans are shopping smart this holiday season
With holiday shopping season coinciding with a year of inflation, we hear from Americans about their spending plans for the season.

Read more on NPR #njsmallbusinessdepot #entrepreneur #smallbusiness

NPR News: Black Friday sales rake in a record $9.12 billion from online shoppers

Black Friday sales rake in a record $9.12 billion from online shoppers
More than 166 million Americans are expected to shop over the five days from Thanksgiving Day through Cyber Monday.

Read more on NPR #njsmallbusinessdepot #entrepreneur #smallbusiness

NPR News: Black Friday shoppers are expected to spend more money due to inflation

Black Friday shoppers are expected to spend more money due to inflation
Black Friday shoppers are expected to spend a record amount of money in 2022 — because nearly everything is more expensive.

Read more on NPR #njsmallbusinessdepot #entrepreneur #smallbusiness

NPR News: To retire, or not to retire? A journalist goes on quest to figure out what's next

To retire, or not to retire? A journalist goes on quest to figure out what's next
Independence Day author Steve Lopez turned the issue of retirement into a reporting project, speaking to geriatric experts, a psychiatrist, a rabbi, plus people who have retired and some who refuse.

Read more on NPR #njsmallbusinessdepot #entrepreneur #smallbusiness

NPR News: Inflation won't win Thanksgiving: Here's NPR's plan to help you save on a meal

Inflation won't win Thanksgiving: Here's NPR's plan to help you save on a meal
Turkey, stuffing, pie — it's all way more expensive this year. But you don't have to let inflation spoil your meal, if you're willing to get creative.

Read more on NPR #njsmallbusinessdepot #entrepreneur #smallbusiness

NPR News: Substituationsgiving: Inflation-friendly substitutes for thanksgiving dishes

Substituationsgiving: Inflation-friendly substitutes for thanksgiving dishes
With the price of a typical Thanksgiving meal up 40% over the last two years, NPR's business desk finds inflation-friendly substitutes for traditional dishes.

Read more on NPR #njsmallbusinessdepot #entrepreneur #smallbusiness

NPR News: Hidden audits reveal millions in overcharges by Medicare Advantage plans

Hidden audits reveal millions in overcharges by Medicare Advantage plans
Taxpayers footed the bill for care that should have cost far less, according to records released under the Freedom of Information Act. The U.S. government may charge insurers $650 million as a result.

Read more on NPR #njsmallbusinessdepot #entrepreneur #smallbusiness

NPR News: Life Kit: How to get into credit card points

Life Kit: How to get into credit card points
Andee Tagle from NPR's Life Kit podcast reports on the best way to accumulate credit card points and put them to good use.

Read more on NPR #njsmallbusinessdepot #entrepreneur #smallbusiness

NPR News: FTX investors fear they lost everything, and wonder if there's anything they can do

FTX investors fear they lost everything, and wonder if there's anything they can do
More than one million people may have lost their money in the spectacular collapse of the cryptocurrency trading firm. Some had big chunks of their life savings disappear into a black hole.

Read more on NPR #njsmallbusinessdepot #entrepreneur #smallbusiness

NPR News: Iceland tells tourists it's like an alien planet. A NASA scientist agrees

Iceland tells tourists it's like an alien planet. A NASA scientist agrees
"Iceland. Better than space." That's the new tagline from Iceland's tourism board. We asked the head of Visit Iceland why her country might have an edge over space — and consulted NASA as well.

Read more on NPR #njsmallbusinessdepot #entrepreneur #smallbusiness

NPR News: How banks and hospitals are cashing in when patients can't pay for health care

How banks and hospitals are cashing in when patients can't pay for health care
Some credit cards advertised by hospitals lure in patients with rosy promises of convenient, low-interest payments on big bills. But interest rates soar if you can't quickly pay off the loan.

Read more on NPR #njsmallbusinessdepot #entrepreneur #smallbusiness

NPR News: Some homebuyers lose deposits of $10,000, $20,000, or more due to high mortgage rates

Some homebuyers lose deposits of $10,000, $20,000, or more due to high mortgage rates
There's a high-stakes tug of war over new homes. Many people who signed contracts before houses were built now are scared to buy them. Builders don't want them to back out and are keeping deposits.

Read more on NPR #njsmallbusinessdepot #entrepreneur #smallbusiness

NPR News: How the $2 billion Powerball jackpot winner should protect their newfound wealth

How the $2 billion Powerball jackpot winner should protect their newfound wealth
Winning the lottery is a dream to many. But if you were to possess a winning lottery ticket in reality, experts say there are a number of things you should do to protect yourself.

Read more on NPR #njsmallbusinessdepot #entrepreneur #smallbusiness

NPR News: Voters approved more money for affordable housing around the country

Voters approved more money for affordable housing around the country
Skyrocketing rents and home prices have been a major part of voters' economic pain. New spending will go toward building and subsidizing more housing, and helping people avoid homelessness.

Read more on NPR #njsmallbusinessdepot #entrepreneur #smallbusiness

NPR News: Feeling lucky? The Powerball jackpot is now up to a record $1.9 billion

Feeling lucky? The Powerball jackpot is now up to a record $1.9 billion
After 40 drawings without a winner, the jackpot has reached the staggering sum of nearly $2 billion. But the odds of winning are long — 1 in 292.2 million.

Read more on NPR #njsmallbusinessdepot #entrepreneur #smallbusiness

NPR News: The economy is down. Now might be the best time to start saving and investing

The economy is down. Now might be the best time to start saving and investing
NPR's Ayesha Rascoe speaks to financial therapist, Lindsay Bryan-Podvin about how people can save and invest during the economic downturn.

Read more on NPR #njsmallbusinessdepot #entrepreneur #smallbusiness

NPR News: The big reveal: New laws require companies to disclose pay ranges on job postings.

The big reveal: New laws require companies to disclose pay ranges on job postings.
On Nov. 1, New York joined a handful of places across the country that require companies to disclose salary ranges when they post jobs. But transparency isn't easy.

Read more on NPR #njsmallbusinessdepot #entrepreneur #smallbusiness

NPR News: It's not just buying a car — owning one is getting pricier, too

It's not just buying a car — owning one is getting pricier, too
Mechanics' bills are rising faster than inflation, and people are holding on to their vehicles for longer than ever. That means even those staying out of the car market are feeling inflation's pinch.

Read more on NPR #njsmallbusinessdepot #entrepreneur #smallbusiness

NPR News: 'Predatory gambling' has helped the lottery reach sky-high jackpot, critics say

'Predatory gambling' has helped the lottery reach sky-high jackpot, critics say
The estimated jackpot total is the second-largest prize in Powerball's history and the fourth-largest jackpot in U.S. lottery history, officials say.

Read more on NPR #njsmallbusinessdepot #entrepreneur #smallbusiness

NPR News: New York City requires employers to list a salary range for posted job advertisements

New York City requires employers to list a salary range for posted job advertisements
A pay transparency law goes into effect Tuesday in New York City that requires employers to list a salary range for all posted job advertisements.

Read more on NPR #njsmallbusinessdepot #entrepreneur #smallbusiness

NPR News: Medicaid and Medicare hotline workers strike over pay and working conditions

Medicaid and Medicare hotline workers strike over pay and working conditions
Call center workers at a federal contractor that provides services for Medicare and Medicaid have staged a walkout in four states.

Read more on NPR #njsmallbusinessdepot #entrepreneur #smallbusiness

NPR News: The bond that broke the internet

The bond that broke the internet
US Treasury bonds are known as a super safe, super boring place to put your money. But the Series I Savings Bond got so popular last week, the surge in demand crashed the Treasury's website

Read more on NPR #njsmallbusinessdepot #entrepreneur #smallbusiness

NPR News: What to do if you're looking to buy or sell a house, according to a realtor

What to do if you're looking to buy or sell a house, according to a realtor
NPR's Ayesha Rascoe speaks with Natalie Vaughan, a realtor working in the Northern Virginia/DC area about the housing market in today's economy.

Read more on NPR #njsmallbusinessdepot #entrepreneur #smallbusiness

NPR News: Buying a home gets even harder as mortgage rates top 7%

Buying a home gets even harder as mortgage rates top 7%
It's harder to afford homeownership than it's been in decades as a steep run-up in both prices during the pandemic and more recently interest rates hit buyers from both sides.

Read more on NPR #njsmallbusinessdepot #entrepreneur #smallbusiness

NPR News: Early retirement took off during the pandemic. An economic downturn could change that

Early retirement took off during the pandemic. An economic downturn could change that
Millions of workers left the labor force during the pandemic. Older workers have been slow to return, in part because many found themselves financially secure enough to retire.

Read more on NPR #njsmallbusinessdepot #entrepreneur #smallbusiness

NPR News: Biden's student debt relief plan is temporarily blocked. Here's what you need to know.

Biden's student debt relief plan is temporarily blocked. Here's what you need to know.
Nearly 22 million people — more than half of qualifying borrowers — have signed up. The Biden administration says it is continuing to accept and review applications during the temporary hold.

Read more on NPR #njsmallbusinessdepot #entrepreneur #smallbusiness

NPR News: If you haven't booked your holiday air travel yet, you probably should

If you haven't booked your holiday air travel yet, you probably should
If you haven't booked your holiday air travel yet, you probably should. Airlines are reporting high demand and rising prices.

Read more on NPR #njsmallbusinessdepot #entrepreneur #smallbusiness

NPR News: Borrowers who were cut out of student loan relief describe 'a gut punch'

Borrowers who were cut out of student loan relief describe 'a gut punch'
Hundreds of thousands of borrowers spent just over a month thinking they qualified for student loan cancellation. Now they don't.

Read more on NPR #njsmallbusinessdepot #entrepreneur #smallbusiness

NPR News: New Mexicans are applying for special federal fire recovery funds

New Mexicans are applying for special federal fire recovery funds
New Mexicans are learning how to apply for $2.5 billion in special federal fire recovery funds after escaped U.S. Forest controlled burns caused the largest fire in state history this summer.

Read more on NPR #njsmallbusinessdepot #entrepreneur #smallbusiness

NPR News: You can run, but you can't hide: Inflation is busting budgets, and killing joy too

You can run, but you can't hide: Inflation is busting budgets, and killing joy too
Inflation is hitting Americans hard at home with prices soaring for electricity, groceries, rent, even breakfast. A carton of eggs is 30.5% more expensive than it was last year.

Read more on NPR #njsmallbusinessdepot #entrepreneur #smallbusiness

NPR News: This computer software might have told your landlord they could raise your rent

This computer software might have told your landlord they could raise your rent
NPR's Sacha Pfeiffer talks with ProPublica reporter Heather Vogell about her reporting on a software that helps landlords set the highest possible prices for rent.

Read more on NPR #njsmallbusinessdepot #entrepreneur #smallbusiness

NPR News: Soaring food and rent costs hit home for families

Soaring food and rent costs hit home for families
The torrid pace of inflation shows no sign of relenting and is now hitting hard at home — as soaring food and rent costs take a bigger bite out of family budgets.

Read more on NPR #njsmallbusinessdepot #entrepreneur #smallbusiness

NPR News: Due to inflation, Social Security recipients will get a cost-of-living adjustment

Due to inflation, Social Security recipients will get a cost-of-living adjustment
Inflation remained high last month, with consumer prices rising 8.2% in September from a year earlier. To keep pace with inflation, Social Security recipients will get a cost-of-living adjustment.

Read more on NPR #njsmallbusinessdepot #entrepreneur #smallbusiness

NPR News: Virtually all PPP loans have been forgiven with limited scrutiny

Virtually all PPP loans have been forgiven with limited scrutiny
Officials promised a robust review process before forgiving PPP loans, but most loans could be forgiven with a simple, one-page form. Meanwhile, just 2% of loans have gotten close, hands-on reviews.

Read more on NPR #njsmallbusinessdepot #entrepreneur #smallbusiness

NPR News: With mortgage rates near 7%, the housing party is over. Now it's hangover time

With mortgage rates near 7%, the housing party is over. Now it's hangover time
Higher rates are dashing the dreams of some would-be homebuyers while others stretch to buy but spend close to $1,000 a month more in monthly payments for a typical house.

Read more on NPR #njsmallbusinessdepot #entrepreneur #smallbusiness

NPR News: The mental health crisis and shortage of providers is creating big debt for Americans

The mental health crisis and shortage of providers is creating big debt for Americans
The mental health crisis and the shortage of providers to treat them is creating a parallel problem for families: debt. But how much Americans are having to pay for this care is hidden in the shadows.

Read more on NPR #njsmallbusinessdepot #entrepreneur #smallbusiness

NPR News: The word 'recession' is coming up more frequently. But there can be silver linings

The word 'recession' is coming up more frequently. But there can be silver linings
NPR's Michel Martin speaks with Michelle Singletary, personal finance columnist for The Washington Post, about why a recession doesn't have to be so scary.

Read more on NPR #njsmallbusinessdepot #entrepreneur #smallbusiness

NPR News: Why that foul baseball you caught might cost you more money in taxes

Why that foul baseball you caught might cost you more money in taxes
NPR's Juana Summers talks with Bloomberg correspondent Michael Bologna about the increasing number of fans catching record-breaking baseballs and the taxes that come with catching a piece of history.

Read more on NPR #njsmallbusinessdepot #entrepreneur #smallbusiness

NPR News: Medical debt ruined her credit. 'It's like you're being punished for being sick'

Medical debt ruined her credit. 'It's like you're being punished for being sick'
New policies to keep medical bills from sinking credit ratings sound good but will likely fall short for many hit hardest by debt — especially Black Americans in the South, such as Penelope Wingard.

Read more on NPR #njsmallbusinessdepot #entrepreneur #smallbusiness

NPR News: Florida's insurance market was already on the edge — then Hurricane Ian hit

Florida's insurance market was already on the edge — then Hurricane Ian hit
NPR's Mary Louise Kelly talks with Mark Friedlander of the Insurance Information Institute about the economic cost of Hurricane Ian and what challenges Florida residents might face as they rebuild.

Read more on NPR #njsmallbusinessdepot #entrepreneur #smallbusiness

NPR News: A look inside the legal battle to stop Biden's student loan relief

A look inside the legal battle to stop Biden's student loan relief
The legal cases all face the same challenge: finding a plaintiff who will be clearly harmed by debt cancellation.

Read more on NPR #njsmallbusinessdepot #entrepreneur #smallbusiness

NPR News: They were turned away from urgent care. The reason? Their car insurance

They were turned away from urgent care. The reason? Their car insurance
Russell Cook expected a quick, inexpensive visit to an urgent care center for his daughter after a car wreck. She wasn't badly hurt, but they were sent to an emergency room — for a much larger bill.

Read more on NPR #njsmallbusinessdepot #entrepreneur #smallbusiness

NPR News: Stocks and bonds both get clobbered this time. Here's what's behind the double whammy

Stocks and bonds both get clobbered this time. Here's what's behind the double whammy
Stocks are down more than 20% this year. Usually when that happens bonds hold their value. But right now both are down sharply, hurting retirees and people saving for college in 529 plans.

Read more on NPR #njsmallbusinessdepot #entrepreneur #smallbusiness

NPR News: Senior citizens talk about the adjustments they're making as cost of living rises

Senior citizens talk about the adjustments they're making as cost of living rises
Three senior citizens from the Washington, D.C.-area who rely on Social Security for their income talk about the changes they've made as the cost of living has risen.

Read more on NPR #njsmallbusinessdepot #entrepreneur #smallbusiness

NPR News: How Americans' investment accounts are being pulled into culture wars

How Americans' investment accounts are being pulled into culture wars
Americans' investments are now getting dragged into the culture wars. Investors are looking at how climate change affects the bottom line of companies, but the GOP wants to penalize them for it.

Read more on NPR #njsmallbusinessdepot #entrepreneur #smallbusiness

NPR News: Your beer needs carbon dioxide, but the price skyrocketed over the summer

Your beer needs carbon dioxide, but the price skyrocketed over the summer
The gas brings the bubbles to your beer. But brewers now face a carbon dioxide shortage — and the risk of production cuts and price hikes.

Read more on NPR #njsmallbusinessdepot #entrepreneur #smallbusiness

NPR News: The heartbreak and cost of losing a baby in America

The heartbreak and cost of losing a baby in America
Even after their babies died, hospital bills kept coming. These parents of fragile, very sick infants faced exorbitant bills — though they had insurance. "The process was just so heartless," one says.

Read more on NPR #njsmallbusinessdepot #entrepreneur #smallbusiness

NPR News: Family Dollar recalls Colgate products that were improperly stored

Family Dollar recalls Colgate products that were improperly stored
Family Dollar says it is not aware of any complaints from customers nor any reports of illnesses related to the recall.

Read more on NPR #njsmallbusinessdepot #entrepreneur #smallbusiness

NPR News: A new bill could save retailers from paying a fee when customers use credit cards

A new bill could save retailers from paying a fee when customers use credit cards
Retailers have been complaining that credit card companies have the upper hand - charging them "swipe fees" when customers use cards. A bipartisan bill is in the works that could change that dynamic.

Read more on NPR #njsmallbusinessdepot #entrepreneur #smallbusiness

NPR News: Education Secretary Cardona takes NPR's questions about Biden's student loan plan

Education Secretary Cardona takes NPR's questions about Biden's student loan plan
U.S. Education Secretary Miguel Cardona sat down with NPR in Pittsburgh to talk loan relief and what borrowers should expect in the coming weeks.

Read more on NPR #njsmallbusinessdepot #entrepreneur #smallbusiness

NPR News: Cardona highlights Biden administration efforts to help students and educators

Cardona highlights Biden administration efforts to help students and educators
Education Secretary Miguel Cardona is visiting schools across several states to showcase efforts to help K-12 students, educators and federal student loan borrowers.

Read more on NPR #njsmallbusinessdepot #entrepreneur #smallbusiness

NPR News: High rents outpace federal disability payments, leaving many homeless

High rents outpace federal disability payments, leaving many homeless
Supplemental Security Income, a federal program meant to be a financial floor for people unable to work, hasn't kept pace with inflation. Many recipients are homeless, unable to save for an apartment.

Read more on NPR #njsmallbusinessdepot #entrepreneur #smallbusiness

NPR News: Professionals beware: That new LinkedIn connection request may be part of a scam

Professionals beware: That new LinkedIn connection request may be part of a scam
A new online scam involving LinkedIn is duping professionals into investing in cryptocurrencies, and then scammers steal their money.

Read more on NPR #njsmallbusinessdepot #entrepreneur #smallbusiness

NPR News: How a Texas court decision threatens Affordable Care Act protections

How a Texas court decision threatens Affordable Care Act protections
The ACA has required health insurers to provide many medical screenings and other preventive services with no out-of-pocket cost to health plan members. But a recent court decision could upend that.

Read more on NPR #njsmallbusinessdepot #entrepreneur #smallbusiness

NPR News: How ESG investing got tangled up in America's culture wars

How ESG investing got tangled up in America's culture wars
Amid Republican attacks, investors focused on environmental, social and governance (ESG) issues say they are just trying understand emerging risks and opportunities.

Read more on NPR #njsmallbusinessdepot #entrepreneur #smallbusiness

NPR News: "Zero-down payment" loans claim to close the racial homeownership gap. Here's what you need to know

"Zero-down payment" loans claim to close the racial homeownership gap. Here's what you need to know
Vanessa Perry, nonresident fellow at the Urban Institute Housing Finance Policy Center, talks to NPR's Ayesha Rascoe about new "zero-down" mortgages for first-time Black and Hispanic homebuyers.

Read more on NPR #njsmallbusinessdepot #entrepreneur #smallbusiness

NPR News: You may get an IRS refund if you filed your taxes late during the pandemic

You may get an IRS refund if you filed your taxes late during the pandemic
The IRS is refunding penalties it charged taxpayers for filing their 2019 and 2020 tax returns late, as a form of COVID-19 relief. The refunds don't apply to penalties for failing to pay your taxes.

Read more on NPR #njsmallbusinessdepot #entrepreneur #smallbusiness

NPR News: Adjustable rate mortgages can be cheaper but risky. Here's what you need to know

Adjustable rate mortgages can be cheaper but risky. Here's what you need to know
With mortgage rates up sharply, many more homebuyers are turning to adjustable rate loans. These can be more affordable, at least at first. But they come with a big risk. Is it worth it?

Read more on NPR #njsmallbusinessdepot #entrepreneur #smallbusiness

NPR News: Borrowers in 7 states may be taxed on their student loan cancelation

Borrowers in 7 states may be taxed on their student loan cancelation
Seven states have tax policies on the books that could require them to treat student loans canceled by the federal government as taxable income.

Read more on NPR #njsmallbusinessdepot #entrepreneur #smallbusiness

NPR News: A Florida woman touted as 'Mother Theresa' ran a $196 million Ponzi scheme, feds say

A Florida woman touted as 'Mother Theresa' ran a $196 million Ponzi scheme, feds say
Federal prosecutors say Johanna Garcia's company wasn't a funding miracle for small businesses but a lucrative Ponzi scheme whose co-conspirators spent millions of dollars on luxury items.

Read more on NPR #njsmallbusinessdepot #entrepreneur #smallbusiness

NPR News: Credit Karma will pay $3 million to users targeted with false preapproved offers

Credit Karma will pay $3 million to users targeted with false preapproved offers
The FTC order came after nearly a third of Credit Karma users who were told they qualified for preapproved credit card offers were actually turned down, wasting their time and hurting credit scores.

Read more on NPR #njsmallbusinessdepot #entrepreneur #smallbusiness

NPR News: An economist studied popular finance tips. Some might be leading you astray

An economist studied popular finance tips. Some might be leading you astray
A Yale professor of finance read through 50 popular finance books to see how they square with traditional economic theory.

Read more on NPR #njsmallbusinessdepot #entrepreneur #smallbusiness

NPR News: How to spot a student loan scam

How to spot a student loan scam
When President Biden announced a student loan forgiveness program last week, scammers were poised to prey on desperate borrowers. NerdWallet writer Anna Helhoski shares some red flags to watch for.

Read more on NPR #njsmallbusinessdepot #entrepreneur #smallbusiness

NPR News: Dollar store workers in the South have a labor movement. Just don't call it a union

Dollar store workers in the South have a labor movement. Just don't call it a union
Unions aren't popular in the South. That's one reason why a labor organizing campaign at Dolllar General stores in Louisiana doesn't use the u-word.

Read more on NPR #njsmallbusinessdepot #entrepreneur #smallbusiness

NPR News: Free stuff from the Internet is likely too good to be true, and it could be a scam

Free stuff from the Internet is likely too good to be true, and it could be a scam
There's an online scam where the scammer acts as a secret middleman between unsuspecting shoppers and the good. Here's how it works and what you should look out for.

Read more on NPR #njsmallbusinessdepot #entrepreneur #smallbusiness

NPR News: Why even environmentalists are supporting nuclear power today

Why even environmentalists are supporting nuclear power today
Environmentalists advocating for nuclear power have led a push to extend the operating life of Diablo Canyon, California's last nuclear power plant. Japan and Germany consider similar extensions.

Read more on NPR #njsmallbusinessdepot #entrepreneur #smallbusiness

NPR News: Is it fair to forgive student loans? Examining 3 of the arguments of a heated debate

Is it fair to forgive student loans? Examining 3 of the arguments of a heated debate
President Biden's plan to forgive hundreds of billions of dollars in student debt will help millions – but it's also raising concerns about inflation, economic fairness and college tuition costs.

Read more on NPR #njsmallbusinessdepot #entrepreneur #smallbusiness

NPR News: What to know if you're hoping for student loan cancellation

What to know if you're hoping for student loan cancellation
NPR's Sequoia Carrillo and Carolina Rodriguez of the Education Debt Consumer Assistance Program examine Biden's announcement and help answer some questions about how this might actually work.

Read more on NPR #njsmallbusinessdepot #entrepreneur #smallbusiness

NPR News: Biden is canceling up to $10K in student loans, $20K for Pell Grant recipients

Biden is canceling up to $10K in student loans, $20K for Pell Grant recipients
President Biden announced a sweeping effort to forgive up to $20,000 of federal student loan debt for Pell Grant recipients, and up to $10,000 for other qualifying borrowers.

Read more on NPR #njsmallbusinessdepot #entrepreneur #smallbusiness

NPR News: You can get a $7,500 tax credit to buy an electric car, but it's really complicated

You can get a $7,500 tax credit to buy an electric car, but it's really complicated
The Biden administration's climate and health care bill revamps the available tax credits for buyers of electric cars. Here's what to know about how they work.

Read more on NPR #njsmallbusinessdepot #entrepreneur #smallbusiness

NPR News: Back-to-school stress is amplified by inflation affecting the cost of supplies

Back-to-school stress is amplified by inflation affecting the cost of supplies
NPR's Ayesha Rascoe speaks with Tomicia Gray, a single mother in Charlotte, N.C., about the onerous cost of school supplies.

Read more on NPR #njsmallbusinessdepot #entrepreneur #smallbusiness

NPR News: The IRS will look into options to create a free tax filing system

The IRS will look into options to create a free tax filing system
Scott Simon talks with ProPublica's Justin Elliott about a provision in the Inflation Reduction Act requiring the IRS to study free tax filing options for taxpayers.

Read more on NPR #njsmallbusinessdepot #entrepreneur #smallbusiness

NPR News: Over-the-counter hearing aids will bring relief, but with some confusion

Over-the-counter hearing aids will bring relief, but with some confusion
A new FDA rule is being praised for making hearing aids more affordable. But Medicare doesn't cover them, and neither do most insurance policies.

Read more on NPR #njsmallbusinessdepot #entrepreneur #smallbusiness

NPR News: Starbucks asks for a nationwide pause in mail-in union votes, alleging misconduct

Starbucks asks for a nationwide pause in mail-in union votes, alleging misconduct
In a letter shared with NPR, the company alleges that labor board personnel exploited "weaknesses in the mail-ballot election process" to help union organizers.

Read more on NPR #njsmallbusinessdepot #entrepreneur #smallbusiness

NPR News: This group's wiped out $6.7 billion in medical debt, and it's just getting started

This group's wiped out $6.7 billion in medical debt, and it's just getting started
Nonprofit RIP Medical Debt buys up unpaid hospital bills plaguing low-income patients and frees them from having to pay.

Read more on NPR #njsmallbusinessdepot #entrepreneur #smallbusiness

NPR News: Here's one reason why America's racial wealth gap persists across generations

Here's one reason why America's racial wealth gap persists across generations
A new poll finds white adults are more than twice as likely as others to get sizable financial help from parents or grandparents. By contrast, Black adults are more likely to give money to elders.

Read more on NPR #njsmallbusinessdepot #entrepreneur #smallbusiness

NPR News: Gas prices drop below $4 a gallon. These factors will determine what happens next

Gas prices drop below $4 a gallon. These factors will determine what happens next
The national average price of gasoline has fallen below $4 a gallon. These are four key factors that could determine what happens next with prices at the pump.

Read more on NPR #njsmallbusinessdepot #entrepreneur #smallbusiness

NPR News: 'We have nowhere to go': Many face eviction during a crisis in affordable housing

'We have nowhere to go': Many face eviction during a crisis in affordable housing
Most Americans say a lack of affordable housing is a serious problem where they live. An NPR poll also finds nearly twice as many Black renters as white faced an eviction threat in the past year.

Read more on NPR #njsmallbusinessdepot #entrepreneur #smallbusiness

NPR News: White adults receive the most financial help from older relatives, poll shows

White adults receive the most financial help from older relatives, poll shows
A new poll finds white adults are more than twice as likely as others to get sizable financial help from parents or other elders. It helps explain America's persistent racial wealth gap.

Read more on NPR #njsmallbusinessdepot #entrepreneur #smallbusiness

NPR News: How to get your finances ready for a possible recession

How to get your finances ready for a possible recession
NPR's Cheryl Corley speaks with Washington Post personal finance columnist Michelle Singletary about how to manage large debt loads as interest rates increase and prepare for a possible recession.

Read more on NPR #njsmallbusinessdepot #entrepreneur #smallbusiness

NPR News: As interest rates rise, the 'American dream' of homeownership fades for some

As interest rates rise, the 'American dream' of homeownership fades for some
Rising interest rates and fierce competition are pushing many potential homeowners out of the market, leading one person to conclude: "I feel like the American dream isn't attainable anymore."

Read more on NPR #njsmallbusinessdepot #entrepreneur #smallbusiness

NPR News: Corporate landlords used aggressive tactics to push out more tenants than was known

Corporate landlords used aggressive tactics to push out more tenants than was known
Congress finds four companies appeared to have a strategy to get tenants to leave during the pandemic. Many faced eviction after missing only one payment, and while waiting for emergency rental aid.

Read more on NPR #njsmallbusinessdepot #entrepreneur #smallbusiness

NPR News: Tesla cashes out $936 million in Bitcoin, after a year of crypto turbulence

Tesla cashes out $936 million in Bitcoin, after a year of crypto turbulence
Tesla aggressively embraced Bitcoin in 2021, investing $1.5 billion in the currency. But it now says its profitability was affected by "Bitcoin impairment."

Read more on NPR #njsmallbusinessdepot #entrepreneur #smallbusiness

NPR News: There's a massive housing shortage across the U.S. Here's how bad it is where you live

There's a massive housing shortage across the U.S. Here's how bad it is where you live
Hundreds of cities and towns are seriously short of housing, both homes to buy and rentals, according to a new study. It's the main reason that home prices and rents are so high.

Read more on NPR #njsmallbusinessdepot #entrepreneur #smallbusiness

NPR News: A U.S. judge rules that Subway can be sued over its '100% tuna' claim

A U.S. judge rules that Subway can be sued over its '100% tuna' claim
The case centers on what consumers expect when they order a tuna sandwich: the word "tuna" appears 244 times in the plaintiff's 28-page amended complaint.

Read more on NPR #njsmallbusinessdepot #entrepreneur #smallbusiness

NPR News: She was already battling cancer. Then she had to fight the bill collectors

She was already battling cancer. Then she had to fight the bill collectors
For one South Dakota mom, cancer treatment saved her life, but left her $30,000 in debt. The cost of care in the U.S. can make patients drain savings, declare bankruptcy, or lose their homes.

Read more on NPR #njsmallbusinessdepot #entrepreneur #smallbusiness

NPR News: In a turbulent economy, here's how to weather the inflation storm

In a turbulent economy, here's how to weather the inflation storm
In a turbulent economy, here's how to weather the inflation storm. Experts offer ways to make better financial decisions as the government struggles to control inflation and head off a recession.

Read more on NPR #njsmallbusinessdepot #entrepreneur #smallbusiness

NPR News: How much more will your July 4 barbecue cost this year?

How much more will your July 4 barbecue cost this year?
NPR's Shannon Bond talks with David Branch, co-author of a new report about why that July 4 barbecue is going to cost a lot more this year.

Read more on NPR #njsmallbusinessdepot #entrepreneur #smallbusiness

NPR News: Monthly car payments have crossed a record $700. What that means

Monthly car payments have crossed a record $700. What that means
The average cost of a new car is also at the highest on record, topping $47,000 a pop. At this rate, an essential household purchase is starting to feel like a luxury in America.

Read more on NPR #njsmallbusinessdepot #entrepreneur #smallbusiness

NPR News: How to get rid of medical debt — or avoid it in the first place

How to get rid of medical debt — or avoid it in the first place
Bills can add up fast when you're dealing with a health crisis. And if you can't pay them, they can wreak havoc on your finances. Here's how to stay out of medical debt — or make it go away.

Read more on NPR #njsmallbusinessdepot #entrepreneur #smallbusiness

NPR News: Fourth of July parties will cost more this year but you can save with a bit of math

Fourth of July parties will cost more this year but you can save with a bit of math
Hosting a July 4th barbeque is 11 percent more expensive than last year, thanks to inflation. The prices of chicken wings, ground beef and beer have all skyrocketed. Still, there are ways to save.

Read more on NPR #njsmallbusinessdepot #entrepreneur #smallbusiness

NPR News: What's causing inflation? One expert walks through some of the factors

What's causing inflation? One expert walks through some of the factors
As many Americans continue to struggle financially because of inflation, we set out to clear the air on some common claims about what's going on.

Read more on NPR #njsmallbusinessdepot #entrepreneur #smallbusiness

NPR News: The pain of rising mortgage rates when you're waiting for your home to be built

The pain of rising mortgage rates when you're waiting for your home to be built
Many Americans put down deposits of $20,000 or more with builders to put up new homes. But with mortgage rates rising, some can no longer afford the homes. And they could lose their deposits.

Read more on NPR #njsmallbusinessdepot #entrepreneur #smallbusiness

NPR News: How a massive refinery shortage is contributing to high gas prices

How a massive refinery shortage is contributing to high gas prices
Oil refineries have lost capacity over recent years, making it nearly impossible to increase supply and stabilize gas prices at the pump.

Read more on NPR #njsmallbusinessdepot #entrepreneur #smallbusiness

NPR News: Are rising interest rates giving you grief while you wait for your home to be built?

Are rising interest rates giving you grief while you wait for your home to be built?
Many people are getting hurt financially because mortgage rates rose sharply while they were waiting for their new homes to be built. And now it's hard or impossible to buy them. Share your story.

Read more on NPR #njsmallbusinessdepot #entrepreneur #smallbusiness

NPR News: The housing market squeeze pushes renters into bidding wars

The housing market squeeze pushes renters into bidding wars
Rising mortgage rates and a wave of millennials put more pressure on the rental market. Rents have soared by double digits, but landlords say they're also struggling with higher costs.

Read more on NPR #njsmallbusinessdepot #entrepreneur #smallbusiness

NPR News: No, this 7-Eleven isn't charging $7.11 for gas, even if the internet says so

No, this 7-Eleven isn't charging $7.11 for gas, even if the internet says so
A viral image of a 7-Eleven charging $7.11 was taken in 2021, and doesn't reflect the current state of gas prices in the U.S.

Read more on NPR #njsmallbusinessdepot #entrepreneur #smallbusiness

NPR News: Cryptocurrency tech is vulnerable to tampering, a DARPA analysis finds

Cryptocurrency tech is vulnerable to tampering, a DARPA analysis finds
A new analysis commissioned by DARPA quantifies how the decentralized tech that runs the currency system could be compromised.

Read more on NPR #njsmallbusinessdepot #entrepreneur #smallbusiness

NPR News: Gas prices fall below $5 per gallon in the first weekly drop since April

Gas prices fall below $5 per gallon in the first weekly drop since April
The drop doesn't signal a rapid descent to the low prices of 2021, but drivers could see modest decreases continue in the coming weeks, analysts say.

Read more on NPR #njsmallbusinessdepot #entrepreneur #smallbusiness

NPR News: He's the first buyer of the electric F-150. Why he's the future of the car industry

He's the first buyer of the electric F-150. Why he's the future of the car industry
Legacy auto makers such as Ford and GM are racing to catch up to Tesla by investing billions of dollars to develop electric cars.

Read more on NPR #njsmallbusinessdepot #entrepreneur #smallbusiness

NPR News: Pain at the gas pump is being felt around the world

Pain at the gas pump is being felt around the world
Across the globe drivers are rethinking their habits and personal finances amid skyrocketing prices for gasoline and diesel.

Read more on NPR #njsmallbusinessdepot #entrepreneur #smallbusiness

NPR News: Americans support student loan forgiveness, but would rather rein in college costs

Americans support student loan forgiveness, but would rather rein in college costs
A new NPR/Ipsos poll finds majority support for forgiving $10,000 in federal student loan debt, but even broader support for making college affordable for future students.

Read more on NPR #njsmallbusinessdepot #entrepreneur #smallbusiness

NPR News: Who actually pays with buy now, pay later companies like Klarna and Affirm

Who actually pays with buy now, pay later companies like Klarna and Affirm
These businesses have exploded in popularity during the pandemic, and now Apple is getting on board. But are these interest-free payment installments too good to be true?

Read more on NPR #njsmallbusinessdepot #entrepreneur #smallbusiness

NPR News: Rents across U.S. rise above $2,000 a month for the first time ever

Rents across U.S. rise above $2,000 a month for the first time ever
A new report shows the cost of renting a home or apartment is up 15% nationally to a new record high.

Read more on NPR #njsmallbusinessdepot #entrepreneur #smallbusiness

NPR News: Have you faced a bidding war trying to rent an apartment?

Have you faced a bidding war trying to rent an apartment?
In an incredibly tight rental market, more people are finding themselves outbid in the kind of competition usually only seen with buying houses. If you've experienced this NPR wants to hear from you!

Read more on NPR #njsmallbusinessdepot #entrepreneur #smallbusiness

NPR News: 'Shrinkflation' accelerates globally as manufacturers quietly shrink package sizes

'Shrinkflation' accelerates globally as manufacturers quietly shrink package sizes
Shrinkflation isn't new, experts say. But it proliferates in times of high inflation as companies grapple with rising costs for ingredients, packaging, labor and transportation.

Read more on NPR #njsmallbusinessdepot #entrepreneur #smallbusiness

NPR News: In 10 states, a gallon of gas now costs more than $5

In 10 states, a gallon of gas now costs more than $5
Consumers are paying more around the country. No state's average is below $4.28, according to AAA. But in California, drivers are paying $2 more than that amount.

Read more on NPR #njsmallbusinessdepot #entrepreneur #smallbusiness

NPR News: College debt is one of the largest financial burdens young people face today

College debt is one of the largest financial burdens young people face today
Nearly half of college students who take out loans for school don't finish within six years. Isabelle Praget is struggling with this kind of debt, and she speaks with Ayesha Rascoe about it.

Read more on NPR #njsmallbusinessdepot #entrepreneur #smallbusiness

NPR News: Elon Musk has a 'super bad feeling' about the economy and wants Tesla to cut jobs

Elon Musk has a 'super bad feeling' about the economy and wants Tesla to cut jobs
Musk wants the electric auto maker to cut 10% off its staff according to a Reuters report.

Read more on NPR #njsmallbusinessdepot #entrepreneur #smallbusiness

NPR News: U.S. will forgive $5.8 billion of loans to Corinthian Colleges students

U.S. will forgive $5.8 billion of loans to Corinthian Colleges students
Students affected do not have to take any further action to secure their funds, and the Department of Education will begin notifying those students soon, the agency said.

Read more on NPR #njsmallbusinessdepot #entrepreneur #smallbusiness

NPR News: Demand at food banks is way up again. But inflation makes it harder to meet the need

Demand at food banks is way up again. But inflation makes it harder to meet the need
High food and gas prices are squeezing working families, sending some to food pantries for the first time. But providers are struggling with high costs, fewer donations and supply chain woes.

Read more on NPR #njsmallbusinessdepot #entrepreneur #smallbusiness

NPR News: The astronomical price of diesel is making everything more expensive

The astronomical price of diesel is making everything more expensive
America runs on diesel. It keeps freight moving, factories humming and farmers planting. But a surge in diesel prices is making everything more expensive.

Read more on NPR #njsmallbusinessdepot #entrepreneur #smallbusiness

NPR News: Inflation has caused the $1 price point at dollar stores to be a rarity

Inflation has caused the $1 price point at dollar stores to be a rarity
Ayesha Rascoe talks to discount store shopper Shannon Carr about inflation and how that's affected her spending habits.

Read more on NPR #njsmallbusinessdepot #entrepreneur #smallbusiness

NPR News: The Ringling Bros. circus is coming back, with human acts in the center ring

The Ringling Bros. circus is coming back, with human acts in the center ring
The circus will launch a U.S. tour of live shows in September 2023.

Read more on NPR #njsmallbusinessdepot #entrepreneur #smallbusiness

NPR News: Home prices could fall in some U.S. cities. Here's where and why

Home prices could fall in some U.S. cities. Here's where and why
During the past two years, home prices nationally have soared more than 30%. Rising mortgage rates make affording a home even harder. That has many people wondering if we're in another housing bubble.

Read more on NPR #njsmallbusinessdepot #entrepreneur #smallbusiness

NPR News: Gasoline prices hit a record high, again

Gasoline prices hit a record high, again
Gas prices surged to a national record, not adjusted for inflation, surpassing the previous milestone hit around two months ago. It comes just ahead of the key summer driving season.

Read more on NPR #njsmallbusinessdepot #entrepreneur #smallbusiness

NPR News: Florida approves 10 tax-free holidays for essentials like gas and diapers

Florida approves 10 tax-free holidays for essentials like gas and diapers
A variety of items will be tax-free in the state over coming months. The move comes as Americans are facing soaring inflation and high gas prices.

Read more on NPR #njsmallbusinessdepot #entrepreneur #smallbusiness

NPR News: Beware, new student loan borrowers: Interest rates are about to jump

Beware, new student loan borrowers: Interest rates are about to jump
Student loan interest rates reset every May. This year, they're on the rise.

Read more on NPR #njsmallbusinessdepot #entrepreneur #smallbusiness

NPR News: You can now ask Google to take your personal data out of its search results

You can now ask Google to take your personal data out of its search results
Anyone who doesn't want their phone number, email or street address to be found online can ask Google to omit the data from its search results.

Read more on NPR #njsmallbusinessdepot #entrepreneur #smallbusiness

NPR News: How the U.S. wants to make charging electric cars (almost) as painless as pumping gas

How the U.S. wants to make charging electric cars (almost) as painless as pumping gas
The U.S. has an ambitious plan to build tons of chargers in order to make charging an electric car closer to the speed and ease of pumping gas.

Read more on NPR #njsmallbusinessdepot #entrepreneur #smallbusiness

NPR News: A winning $473M Powerball ticket was sold in Arizona. Here's what happens if you win

A winning $473M Powerball ticket was sold in Arizona. Here's what happens if you win
The odds of winning the jackpot are 1 in 292.2 million. But it never hurts to be prepared.

Read more on NPR #njsmallbusinessdepot #entrepreneur #smallbusiness

NPR News: Hit with $7,146 for two hospital bills, a family sought health care in Mexico

Hit with $7,146 for two hospital bills, a family sought health care in Mexico
A dad's COVID-19 and a mom's fainting spell cost thousands, so when their son dislocated his shoulder, they drove him to Mexicali, where facilities rival those in the U.S., and had him treated for $5.

Read more on NPR #njsmallbusinessdepot #entrepreneur #smallbusiness

NPR News: Fidelity will start offering bitcoin as an investment option in 401(k) accounts

Fidelity will start offering bitcoin as an investment option in 401(k) accounts
Fidelity said it has signed up one employer that will add the offering to its plan later this year. The U.S. government has warned the industry to exercise extreme care when offering cryptocurrencies.

Read more on NPR #njsmallbusinessdepot #entrepreneur #smallbusiness

NPR News: Why your USPS mail package delivery is about to get slower

Why your USPS mail package delivery is about to get slower
Starting next month, more than 30% of first-class packages will be considered on time if they arrive within four or five days, as the Postal Service eases its standards for delivery times.

Read more on NPR #njsmallbusinessdepot #entrepreneur #smallbusiness

NPR News: Student loan borrowers will get help after an NPR report and years of complaints

Student loan borrowers will get help after an NPR report and years of complaints
The U.S. Department of Education unveils a plan to help millions of borrowers who have been hurt and held back by its troubled income-driven repayment plans.

Read more on NPR #njsmallbusinessdepot #entrepreneur #smallbusiness

NPR News: Even home appraisers are doing their jobs remotely

Even home appraisers are doing their jobs remotely
Remote appraisals shot up during the pandemic, replacing in-person inspections by appraisers. Even as restrictions ease up, they could be the standard for how homes are valued.

Read more on NPR #njsmallbusinessdepot #entrepreneur #smallbusiness

NPR News: How Americans are adjusting to record inflation

How Americans are adjusting to record inflation
Americans have cut back what they're buying at gas stations and grocery stores in response to rising prices. But their spending overall has remained fairly steady.

Read more on NPR #njsmallbusinessdepot #entrepreneur #smallbusiness

NPR News: Millions of Americans are resorting to risky ways to buy an affordable home

Millions of Americans are resorting to risky ways to buy an affordable home
Alternative financing arrangements can be the only option for low-income Americans. But they lack the same protections as a mortgage, and many end up paying for years without ever gaining ownership.

Read more on NPR #njsmallbusinessdepot #entrepreneur #smallbusiness

NPR News: Encore: 'Life Kit' on putting your money where your morals are with ethical investing

Encore: 'Life Kit' on putting your money where your morals are with ethical investing
Ethical investing is popular with many Americans. But what is it exactly? The team at NPR's Life Kit joins Morning Edition to break down how ethical investing works.

Read more on NPR #njsmallbusinessdepot #entrepreneur #smallbusiness

NPR News: Disney and Universal will build affordable housing in Florida, where need is acute

Disney and Universal will build affordable housing in Florida, where need is acute
The average rent in Orlando jumped by 21% from 2020 to 2021. Two theme parks are now devoting around 100 acres in hopes of easing the housing crisis.

Read more on NPR #njsmallbusinessdepot #entrepreneur #smallbusiness

NPR News: Mortgage rates just hit 5%. Buying a home has become a lot more expensive

Mortgage rates just hit 5%. Buying a home has become a lot more expensive
Higher mortgage rates and home prices have pushed the monthly payment to buy the median-priced home in the U.S. up more than 50% since the start of last year. Many first-time buyers can't afford it.

Read more on NPR #njsmallbusinessdepot #entrepreneur #smallbusiness

NPR News: 31 countries plan a big release of emergency oil to ease gasoline prices at the pump

31 countries plan a big release of emergency oil to ease gasoline prices at the pump
The International Energy Agency plans to release 120 million of barrels of oil from their emergency reserves, including 60 million from a previously announced U.S. drawdown.

Read more on NPR #njsmallbusinessdepot #entrepreneur #smallbusiness

NPR News: The student loan pause has been extended until the end of the summer

The student loan pause has been extended until the end of the summer
The Biden administration extended the freeze on student loan payments yet again, this time until September, and announced a reset for borrowers in default.

Read more on NPR #njsmallbusinessdepot #entrepreneur #smallbusiness

NPR News: Food prices are going up — and at levels Americans haven't seen in decades

Food prices are going up — and at levels Americans haven't seen in decades
The USDA's latest report found that nearly all major food groups are going up in price.

Read more on NPR #njsmallbusinessdepot #entrepreneur #smallbusiness

NPR News: Here's how you can avoid getting scammed when donating to support Ukraine

Here's how you can avoid getting scammed when donating to support Ukraine
So far, about one-quarter of Ukraine's 44 million people have fled their country due to the war, according to the U.N. Here are tips to avoid falling victim to online scams.

Read more on NPR #njsmallbusinessdepot #entrepreneur #smallbusiness

NPR News: Federal Trade Commission accuses Intuit of deceptively advertising TurboTax as free

Federal Trade Commission accuses Intuit of deceptively advertising TurboTax as free
In a court filing, the agency says that ads claimed TurboTax was "Free Guaranteed," but many people end up paying for the software to file their taxes. Intuit disputed the allegation.

Read more on NPR #njsmallbusinessdepot #entrepreneur #smallbusiness

NPR News: There's never been such a severe shortage of homes in the U.S. Here's why

There's never been such a severe shortage of homes in the U.S. Here's why
Home prices rose nearly 20% last year, in large part because the U.S. is several million homes short of demand. Builders say the pandemic is partly to blame, but the problem goes deeper than that.

Read more on NPR #njsmallbusinessdepot #entrepreneur #smallbusiness

NPR News: How the pandemic housing market spurred buyer's remorse across America

How the pandemic housing market spurred buyer's remorse across America
Low interest rates, high rents and working from home combined to push many young Americans to buy their first home over the last two years. But it's not without challenges.

Read more on NPR #njsmallbusinessdepot #entrepreneur #smallbusiness

NPR News: Here are 3 reasons why Big Oil can't just drill more to ease the pain at the gas pump

Here are 3 reasons why Big Oil can't just drill more to ease the pain at the gas pump
The Biden administration is encouraging U.S. oil companies to increase their production to help curb record-high gasoline prices. Turns out, however, that boosting output is easier said than done.

Read more on NPR #njsmallbusinessdepot #entrepreneur #smallbusiness

NPR News: Is your adjusted household income less than $73,000? You can file your taxes for free

Is your adjusted household income less than $73,000? You can file your taxes for free
Most Americans should be able to file their federal taxes online for free, but very few do. Scott Simon speaks with ProPublica reporter Justin Elliott about this.

Read more on NPR #njsmallbusinessdepot #entrepreneur #smallbusiness

NPR News: Americans will feel the impact as Fed raises rates. Here's what you should know

Americans will feel the impact as Fed raises rates. Here's what you should know
It's getting more expensive to borrow money with rates on mortgages, car loans, and credit cards heading higher. Here's where you're likely to feel the impact and what you can do about it.

Read more on NPR #njsmallbusinessdepot #entrepreneur #smallbusiness

NPR News: Gas prices are near record highs. A fuel tax holiday could give consumers some relief

Gas prices are near record highs. A fuel tax holiday could give consumers some relief
Gasoline prices hit record highs last week, so politicians in both parties proposed suspending state and federal gas taxes. But some warn such tax "holidays" may cut funding for needed road repairs.

Read more on NPR #njsmallbusinessdepot #entrepreneur #smallbusiness

NPR News: Netflix plans to start charging for password sharing, and customers aren't happy

Netflix plans to start charging for password sharing, and customers aren't happy
The company said it has previously encouraged account sharing, but that the practices are "impacting our ability to invest in great new TV and films for our members."

Read more on NPR #njsmallbusinessdepot #entrepreneur #smallbusiness

NPR News: The Strange Billionaire Who Revolutionized The Bond Market

The Strange Billionaire Who Revolutionized The Bond Market
A new book looks at the rise and fall of "The Bond King." It's a wild ride.

Read more on NPR #njsmallbusinessdepot #entrepreneur #smallbusiness

NPR News: Uber and Lyft add fuel surcharges to rides as gas prices surge nationwide

Uber and Lyft add fuel surcharges to rides as gas prices surge nationwide
As of Monday, the average cost of a gallon of regular fuel is now $4.325, according to AAA. Both ride-share companies say they're adding surcharges to deal with the spike in gas prices in the U.S.

Read more on NPR #njsmallbusinessdepot #entrepreneur #smallbusiness

NPR News: High gas prices present another hurdle in bringing workers back to the office

High gas prices present another hurdle in bringing workers back to the office
Gas prices have soared just as workers who have been remote for two years return to their commutes. Some are asking for companies to wait until prices come down to bring people back.

Read more on NPR #njsmallbusinessdepot #entrepreneur #smallbusiness

NPR News: Why your student loan payments may be delayed (again)

Why your student loan payments may be delayed (again)
Payments on federal student loans have been paused for two years, and the Biden administration appears to be considering extending the pause beyond May.

Read more on NPR #njsmallbusinessdepot #entrepreneur #smallbusiness

NPR News: High inflation is an annoyance for some. Others make painful choices of what to cut

High inflation is an annoyance for some. Others make painful choices of what to cut
Consumers are spending freely, even as prices climb at the fastest pace in decades. While inflation has put a dent in some people's purchasing power, others have money to burn.

Read more on NPR #njsmallbusinessdepot #entrepreneur #smallbusiness

NPR News: With federal rules unclear, some states carve their own path on cryptocurrencies

With federal rules unclear, some states carve their own path on cryptocurrencies
As cryptocurrency become more mainstream, some states are introducing legislation to standardize crypto as a form of payment.

Read more on NPR #njsmallbusinessdepot #entrepreneur #smallbusiness

NPR News: Record gas prices hit working class Americans with inflation already surging

Record gas prices hit working class Americans with inflation already surging
With each passing day the disruption of oil markets related to Russia's invasion of Ukraine pushes up gas prices in the U.S. to a new record.

Read more on NPR #njsmallbusinessdepot #entrepreneur #smallbusiness

NPR News: When colleges defraud students, should the government go after school executives?

When colleges defraud students, should the government go after school executives?
For 30 years, the U.S. Department of Education has had the power to hold for-profit college executives personally liable when their schools defraud students. It simply hasn't used it.

Read more on NPR #njsmallbusinessdepot #entrepreneur #smallbusiness

NPR News: A rodent infestation shut down Family Dollar stores. How one Alabama town is coping

A rodent infestation shut down Family Dollar stores. How one Alabama town is coping
A Family Dollar in York, Alabama is one of the few shopping options in town. But it's shuttered due to a warehouse rodent infestation.

Read more on NPR #njsmallbusinessdepot #entrepreneur #smallbusiness

NPR News: Want to support the people in Ukraine? Here's how you can help

Want to support the people in Ukraine? Here's how you can help
Here are organizations asking for assistance to help people in Ukraine.

Read more on NPR #njsmallbusinessdepot #entrepreneur #smallbusiness

NPR News: The IRS is allowing taxpayers to opt out of facial recognition to verify accounts

The IRS is allowing taxpayers to opt out of facial recognition to verify accounts
The tax collecting agency has backed away from requiring all users with individual accounts submit selfies to a private company.

Read more on NPR #njsmallbusinessdepot #entrepreneur #smallbusiness

NPR News: The IRS is assigning more workers to deal with a huge backlog of tax returns

The IRS is assigning more workers to deal with a huge backlog of tax returns
Smaller budgets, fewer employees and increased duties have added up to taxpayer frustration this filing season. The IRS is establishing a "surge team" to put resources on the processing challenges.

Read more on NPR #njsmallbusinessdepot #entrepreneur #smallbusiness

NPR News: Inflation has many retirees worried about outliving their savings

Inflation has many retirees worried about outliving their savings
The highest inflation since the 1980s has many retirees scared. Their retirement nest eggs will be in peril if it persists over the long term.

Read more on NPR #njsmallbusinessdepot #entrepreneur #smallbusiness

NPR News: First time homebuyers are getting squeezed out by investors

First time homebuyers are getting squeezed out by investors
With a historic shortage of homes for sale, investors making cash offers are pushing first time homebuyers out of the market.

Read more on NPR #njsmallbusinessdepot #entrepreneur #smallbusiness

NPR News: Student loan scams prey on confustion

Student loan scams prey on confustion
Student loan scams are on the rise. We cover some of the red flags.

Read more on NPR #njsmallbusinessdepot #entrepreneur #smallbusiness

NPR News: Looking good in the metaverse. Fashion brands bet on digital clothing

Looking good in the metaverse. Fashion brands bet on digital clothing
Fashion brands are betting people will spend on virtual outfits in the immersive digital world known as the metaverse.

Read more on NPR #njsmallbusinessdepot #entrepreneur #smallbusiness

NPR News: It's not just home prices. Rents rise sharply across the U.S.

It's not just home prices. Rents rise sharply across the U.S.
Renting a place to live is getting a lot more expensive, according to a survey that tracks rental listings across the biggest 50 U.S. cities.

Read more on NPR #njsmallbusinessdepot #entrepreneur #smallbusiness

NPR News: Even divorce might not free you from your ex's student loan debt

Even divorce might not free you from your ex's student loan debt
A short-lived program in the early 2000s allowed married couples to consolidate their student loans for a lower interest rate. Now, with no legal way to separate the loans, some want changes.

Read more on NPR #njsmallbusinessdepot #entrepreneur #smallbusiness

NPR News: Want information from the IRS? For some, the agency wants a selfie

Want information from the IRS? For some, the agency wants a selfie
Taxpayers seeking access to some information about their taxes will be required to submit to facial recognition software, a move that has raised privacy concerns.

Read more on NPR #njsmallbusinessdepot #entrepreneur #smallbusiness

NPR News: With COVID protections expiring, tenants are now facing big rent hikes

With COVID protections expiring, tenants are now facing big rent hikes
NPR's Michel Martin speaks with Paco de Leon, financial advice columnist for Refinery 29, on how renters can best deal with the increase.

Read more on NPR #njsmallbusinessdepot #entrepreneur #smallbusiness

NPR News: Consumer groups want the FDIC to ban rent-a-bank loans with rates that can top 100%

Consumer groups want the FDIC to ban rent-a-bank loans with rates that can top 100%
With the Trump-era head of the FDIC stepping down, consumer protection groups see an opportunity to put an end to "rent-a-bank" loans with sky-high interest rates.

Read more on NPR #njsmallbusinessdepot #entrepreneur #smallbusiness

NPR News: An old-fashioned crime is on the rise: bank check theft

An old-fashioned crime is on the rise: bank check theft
NPR's Tamara Keith talks with David Maimon, director of Georgia State University's Evidence-Based Cybersecurity Research Group, on how criminals are targeting mailboxes to steal and sell bank checks.

Read more on NPR #njsmallbusinessdepot #entrepreneur #smallbusiness

NPR News: Check fraud is on the rise. Here's what you need to know and how to avoid it

Check fraud is on the rise. Here's what you need to know and how to avoid it
Check fraud has spiked in the U.S. as thieves use age-old tricks to swindle Americans out of their money and then sell bogus checks on the darknet, a monitoring group has found.

Read more on NPR #njsmallbusinessdepot #entrepreneur #smallbusiness

NPR News: How your gig work income could take a hit with new tax rules for payment apps

How your gig work income could take a hit with new tax rules for payment apps
NPR's Michel Martin speaks with personal finance columnist Michelle Singletary about how new IRS rules governing payment apps and Wall Street's wild week could affect your finances.

Read more on NPR #njsmallbusinessdepot #entrepreneur #smallbusiness

NPR News: Claiming COVID costs, and 4 other questions about filing your taxes this year

Claiming COVID costs, and 4 other questions about filing your taxes this year
Taxpayers who file early and electronically should be able to avoid massive delays. But some of this year's changes will translate into smaller refunds.

Read more on NPR #njsmallbusinessdepot #entrepreneur #smallbusiness

NPR News: Are you worried about inflation or a falling stock market shrinking your savings?

Are you worried about inflation or a falling stock market shrinking your savings?
NPR wants to know how you're being affected by falling stock values or the rising price of gas, food and utilities.

Read more on NPR #njsmallbusinessdepot #entrepreneur #smallbusiness

NPR News: The IRS faces backlogs from last year as a new tax filing season begins

The IRS faces backlogs from last year as a new tax filing season begins
The IRS is "in the roughest shape it's been in in 50 years," says former commissioner Mark Everson. The agency, he says, is understaffed, has more work than it can handle and is underfunded.

Read more on NPR #njsmallbusinessdepot #entrepreneur #smallbusiness

NPR News: Life Kit: How ethical investing works

Life Kit: How ethical investing works
Ethical investing is popular with many Americans. But what is it exactly? NPR's Life Kit it breaks down.

Read more on NPR #njsmallbusinessdepot #entrepreneur #smallbusiness

NPR News: Inflation pain is felt exponentially in large families

Inflation pain is felt exponentially in large families
Scott Simon talks with Tamika Calhoun of Jackson, Miss., about how inflation has affected the budget for her family of seven.

Read more on NPR #njsmallbusinessdepot #entrepreneur #smallbusiness

NPR News: How are COVID-related expenses impacting your household budget?

How are COVID-related expenses impacting your household budget?
PPE and COVID-19 tests are increasingly becoming necessities for U.S. households. But the costs add up — both in time and money. Tell us how the need for these items is affecting you.

Read more on NPR #njsmallbusinessdepot #entrepreneur #smallbusiness

NPR News: Student loan payments resume in May. Here are 7 ways to prepare

Student loan payments resume in May. Here are 7 ways to prepare
First things first: Get acquainted (or reacquainted) with your loans. And don't count on blanket loan forgiveness.

Read more on NPR #njsmallbusinessdepot #entrepreneur #smallbusiness

NPR News: Home prices rose faster than ever in 2021. The typical home gained $50,000 in value

Home prices rose faster than ever in 2021. The typical home gained $50,000 in value
For first time homebuyers it was one of the hardest years ever to afford a house. But homeowners saw tremendous gains in housing wealth.

Read more on NPR #njsmallbusinessdepot #entrepreneur #smallbusiness

NPR News: Navient reaches a deal to cancel $1.7 billion in student loan debts

Navient reaches a deal to cancel $1.7 billion in student loan debts
The loan servicing giant has agreed to cancel student loan debts owed by roughly 66,000 borrowers as part of a settlement the company reached with 39 state attorneys general.

Read more on NPR #njsmallbusinessdepot #entrepreneur #smallbusiness

NPR News: 22 tips for 2022: Spend less by choosing what'll bring you lasting joy

22 tips for 2022: Spend less by choosing what'll bring you lasting joy
Impulse shopping feels good in the moment, but it can impede your long-term savings goals. This shopping tip will help separate fleeting fun from sustained satisfaction.

Read more on NPR #njsmallbusinessdepot #entrepreneur #smallbusiness

NPR News: The house from 'A Nightmare on Elm Street' just sold for nearly $3 million

The house from 'A Nightmare on Elm Street' just sold for nearly $3 million
Even Freddy Krueger might be frightened by today's hyper-competitive housing market.

Read more on NPR #njsmallbusinessdepot #entrepreneur #smallbusiness

NPR News: People hate overdraft fees. Capital One is ditching them and other banks may follow

People hate overdraft fees. Capital One is ditching them and other banks may follow
One of the nation's biggest banks says it will stop charging overdraft fees to all of its customers. These hefty fees hit people with low incomes the hardest. More banks could follow suit.

Read more on NPR #njsmallbusinessdepot #entrepreneur #smallbusiness

NPR News: The poet Maya Angelou is the first Black woman to be featured on a U.S. quarter

The poet Maya Angelou is the first Black woman to be featured on a U.S. quarter
The Maya Angelou design is the first quarter in the "American Women Quarters Program" — a four-year program that will feature prominent women in U.S. history.

Read more on NPR #njsmallbusinessdepot #entrepreneur #smallbusiness

NPR News: An Uber rider who got stuck in the Virginia traffic jam ended up with a $600 bill

An Uber rider who got stuck in the Virginia traffic jam ended up with a $600 bill
Andrew Peters was stuck on I-95 for nine hours this week after snow and ice caused tractor-trailers to jackknife on the interstate, making the road impassable. By Thursday, Uber had offered a refund.

Read more on NPR #njsmallbusinessdepot #entrepreneur #smallbusiness